Pawn vs Selling

When you sell something, it’s gone for good. When you pawn with Quik Cash Pawn, you’re using your item as collateral for a short-term loan. You get the cash you need now, and you still have the option to get your item back. It’s a simple, flexible way to borrow that doesn’t affect your traditional credit score and doesn’t involve collection agencies.

• Keep the option to get your item back – You’re not giving it up forever unless you choose to.

• No collections agencies – If you don’t redeem your pawn, the item itself becomes payment for the loan. There are no collection calls and no further action.

• Fast, no-hassle process – Bring your item in, we assess it, and you leave with cash the same day.

• No credit check – Your loan is based on the item, not your traditional credit history.

• Flexible terms – We work with you on repayment and extensions whenever possible.

With a pawn loan, your item is the security for the loan. If you decide not to pick it up, the item itself becomes the payment. That means:

• No accounts sent to collections.

• No lawyers.

• No wage garnishments.

We simply sell the item to recover the loan amount. You're always in control, and you can walk away without the stress that comes with traditional debt.

If you do want your item back, you just repay the loan plus the agreed fees within the pawn period, and we return your item to you. It's that simple.

While we don’t report to traditional credit bureaus, you can still build your credit with us.

Every time you pick up your pawn on time, you’re showing us that you honour your agreements. Over time, that positive history means:

• More flexibility on how long we can hold items for you.

• The potential to borrow higher amounts on future pawns.

• Easier approvals when you need help again.

• Redeem your items regularly → builds trust.

• Communicate if you need more time → we’ll work with you when we can.

• Good history = more flexibility and higher loan amounts.

Call for a Free Pawn Quote

Visit Our Storey item is different, and we want to give you the most accurate, fair offer based on real market value. Instead of relying on a generic online calculator, talk directly with our team.

• Quick, no-obligation estimates.

• Friendly staff who explain how we value your item.

• No pressure to accept – the choice is always yours.

1. Bring in your item – electronics, tools, jewelry, luxury goods, and more.

2. We evaluate it – based on condition, current market value, and resale demand.

3. We make you a loan offer – you decide whether to accept.

4. You get cash on the spot – your item stays safely with us as collateral.

5. You pick up your item – pay back the loan plus fees within the agreed time, and your item is returned.

6. If you don’t pick it up – the item becomes our property and is sold to cover the loan. No collections, no extra pressure.